Saldy is a tool for managing your personal finances: recording income and expenses, organising them by category, and tracking budgets.
What it is not
It is not a bank or a financial institution, and it does not provide financial, tax or investment advice. The information it shows is indicative: before making any decision with your money, verify the data directly with your bank.
Your data
Saldy has no user accounts. Everything you record is stored on your device and, if you are signed in to iCloud, in your own private iCloud database.
Keeping a copy is therefore up to you: sign in to iCloud, or export your transactions to CSV from within the app. Deleting the app deletes its data from that device.
Subscriptions
Some features require a paid subscription. Payment is charged to your Apple ID account at confirmation of purchase.
Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the period.
You can manage or cancel your subscription in your Apple ID settings. Deleting the app does not cancel it.
Refunds are handled by Apple according to their policies; we cannot issue them directly.
Acceptable use
You may not attempt to access other people's data, interfere with the service, or use it for unlawful activity.
Availability
The service is provided "as is". There may be interruptions due to maintenance, technical failures, or outages of the external providers it depends on. Uninterrupted availability is not guaranteed.
Accuracy of data
Limitation of liability
To the extent permitted by law, we are not liable for losses arising from use of the service, from decisions made based on the information shown, or from interruptions or data loss.
Changes and termination
These terms may be updated; significant changes will be announced inside the app. You may stop using the service and delete your account at any time.